TBC Card is an innovative, free product that does not have a service fee. Each time you make a payment using any bank's terminal, you earn at least 0.5% of the amount spent.
Cashback:
At any facility, at any time, when spending at any bank terminal, at least 0.5% of the amount spent on the transaction is returned to your loyalty savings account.
Every month, through the Mobile Bank, you can choose the desired category - groceries, pharmacy or fuel. After selecting a category, the cashback rate doubles and 1% of the already spent amount is collected to your loyalty savings account.
Banking Services for the Card
Within a monthly limit of 2,000 GEL:
Withdrawal fee from any ATM in Georgia: 0%
Fund transfer or remittance to any bank: free and instant
Free payment of 5 utility services per month from Mobile Bank
Free SMS service
Free card insurance within the standard package
Promotions and Loyalty program
Cashback for any payment in Georgia
Increased cashback in selected categories (on all terminals)
Double (1%) cashback in selected category
ATM withdrawal with 2000 GEL monthly limit
ATM withdrawal above 2000 GEL limit
Withdrawal from TBC ATM in dollars or euros
Withdrawing money from another bank's ATM in dollars or euros
International ATM withdrawal fee
Cash Withdrawal at TBC Branches
< 3,000 GEL - 2%, min. 2GEL; >3.000 - 0.2%
Cash Withdrawal at TBC Branches In foreign currency
Daily ATM withdrawal limit (24 hours)
Weekly ATM withdrawal limit (168 hours)
Purchase limit - 24 hours
Purchase limit - 168 hours
Transactions via Mobile Bank
Transfer from another bank 24/7 via digital channels
Utility bill payments via digital channels
For another card: 0.5GEL per payment
Internal transfers via digital channels (in GEL)
External transfers via digital channels (in GEL)
Free - up to 2,000GEL monthly limit >2000GEL: Standard fee
Within the limit >2,000GEL
0<=1,000 - 1GEL 1,000<=10,000 - 2GEL 10,000<=100,000 - 5GEL
>100,000 - 50GEL
Internal transfers via digital channels (other currency)
Transactions from branches
Internal transfers from TBC Bank branches (in GEL)
External transfers from TBC Bank branches (in GEL)
0<=10,000 - 4GEL 10,000<=100,000 - 10GEL >100,000 - 100GEL
External transfers from TBC Bank branches (other currency)
0.2% min. 15 USD/EUR max. 150 USD/EUR
DigiPass app registration
DigiPass app registration
For non-resident customers, similar conditions apply to TBC Card and the service fee is:
By using a TBC card, the customer agrees to register for the "TBC Card" and receive banking services according to the terms of the banking operations agreement.
It is important for the customer to know that if they are already using a TBC subscription (e.g., Subscription 2, 5, 10, Student, Pupils, Concept Digital Package, Concept Premium, Concept 360, or any other subscriptions not listed), the current subscription rates will be canceled once the TBC Card is activated, and all advantages/discounted rates not defined in the TBC Card terms will be terminated. The card(s) included in the existing subscription will remain active until their validity expires or until the bank provides prior notice. The standard rates of the bank, including withdrawal fees, will apply to the subscription cards.
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