Getting started is often the hardest part of investing. If you're not sure where to begin, Smart Portfolio can help.
Smart Portfolio is an automated investment solution available in Mobilebank. It helps you build a diversified portfolio based on your investment goals and risk profile.
Find the portfolio that suits you
Complete a short questionnaire in the Investments platform to identify your investment profile.
Based on your answers, you'll receive one of three portfolio suggestions:
Conservative
– Designed for investors who prefer stability and lower risk, with more modest return expectations.
Balanced
– A mix of growth and stability for investors looking to invest over the medium term.
Dynamic
– Built for long-term investors who are comfortable with higher market volatility in pursuit of higher growth potential.
You can choose the recommended portfolio or select a different one if you prefer.
How Smart Portfolio works
Smart Portfolio automatically invests your money across different asset classes, including global stocks and bonds. This diversification helps reduce risk and creates a more balanced portfolio.
Your portfolio is automatically monitored and rebalanced to keep it aligned with its target investment strategy.
Instead of researching individual companies or choosing investments yourself, Smart Portfolio manages the asset allocation for you.
Costs and minimum investment
The minimum investment amount is $20. The annual management fee is 0.8% of your portfolio value.
Deposits are typically invested within 2 business days after funds are received.
If you decide to withdraw your money, you can submit a withdrawal request directly from the Smart Portfolio page. Once the investments are sold, the funds are usually credited to your bank account within 3 business days.
Things to keep in mind
Although Smart Portfolio is diversified, investment returns are not guaranteed. Market conditions, economic events and geopolitical developments may affect the value of your investments.
Portfolio performance may differ from expectations, and achieving your investment goals may take longer than anticipated.
Discover which Smart Portfolio matches your investment goals and start investing in Mobilebank.
