
Ertguleba is TBC’s loyalty program, available to any customer who owns a new TBC card, new TBC Concept cards or Ertguli credit card.

Earning
When you pay with new TBC card you can move through different levels and get 0.2%, 0.3% or 0.5% cashback on payments on TBC terminals.
With a new TBC Concept card, you earn 0.5%
With a new TBC Concept 360 card, you earn 0.7%
If you are 18–23 years old, you earn 0.5% with a new TBC card
With the TBC WM Visa Infinite card earn 1%
With the TBC WM Visa Infinite Credit Card earn 2%
With the TBC WM Mastercard World Elite card earn 1%
With the Miles&Smiles TBC WM Visa Infinite Travel Card earn 1%

Products
If you have a term deposit (My Goal, Term Deposit, or Deposit Certificate) and have accumulated a total of 500 GEL or more (or the equivalent in foreign currency), you already have one product








































Offers
New TBC cards, new TBC Concept cards and Ertguli credit card come with continuously updated offers

