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Change in QR/Mobile Bank Payments for E-commerce

A2A

When customers pay using QR/Mobile Bank, instead of selecting a card in the mobile bank, they will choose the account from which they wish to deduct the amount. The transaction will be made as an account-to-account (A2A).

Changes for Merchants:

  • A2A transactions will be reflected instantly;

  • A2A transactions commission will be the same as for On-us transactions;

  • A2A transactions can be refunded fully or partially before the amount is cleared, instantly;

  • Cancellations can be done via API or from M-Hub: https://tbcpayments.ge/ecom;

  • Reports for A2A transactions can be received from the same channels, M-Hub (https://tbcpayments.ge/ecom), or from Business Internet Bank;

  • The following are not supported for A2A payments:

    • Pre-authorization payment functionality;

    • Payments with saved accounts.