Life insurance - 0.72%
For unsecured business loans up to 80,000 GEL, the life insurance terms are as follows:
The life insurance fee is determined as follows:
For loans with a standard repayment schedule, a fixed fee applies based on the loan amount:
200 – 2,000 GEL — 2 GEL
2,000 – 5,000 GEL — 5 GEL
5,000 – 10,000 GEL — 10 GEL
10,000 – 20,000 GEL — 12 GEL
20,000 – 30,000 GEL — 15 GEL
30,000 – 50,000 GEL — 18 GEL
50,000 – 80,000 GEL — 20 GEL
For loans with an individual/customized repayment schedule tailored to income conditions, the life insurance fee equals 1% of the outstanding loan balance.
Terms
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