Promotion Terms:

The promotion is valid from December 29, 10:00 until January 1, 22:00;

Every 15 minutes, one customer will be rewarded—the customer who, within that same 15-minute period, uses installment for the highest transaction amount;

Each customer can be rewarded only once within the promotion;

The customer will receive an SMS notification about the gift immediately after the Pay Later transaction is approved;

The promotion applies to both in-store and online Pay Later purchases;

In case of equal transaction amounts, priority will be given to the earlier Pay Later transaction;

If the product is returned and the Pay Later transaction is canceled, the bank reserves the right not to credit the reward amount to the customer’s Loyalty Points (Erguli Lari) account;

Winners will have the reward amount credited to their Erguli account by January 15.